We compare a wide range of loans from leading providers
Check to make sure your details are correct to ensure you have the best chance of being approved before you apply
Use the free and secure Loans Matcher tool to find loans you may be eligible for based on your credit
Compare loans to help with:
Covering the cost of home improvements
Building your credit history
Consolidating existing debt
Buying a new car
Affording a family holiday
Paying for a wedding
What loans are available?
Loans for poor credit
Also known as an unsecured loan, personal loans are issued by lenders and aren’t secured against any assets.
- You can choose how much you want to borrow and over what length of time
- You may be able to borrow more money than with a credit card
- Fixed rate options are available
However, please be aware that some personal loans have higher rates of interest than other forms of credit. You may also have a repayment charge if you want to over-pay or pay off your loan early.
Loans for bad credit are designed for people with low credit scores. These include guarantor loans, secured loans and sub-prime loans.
- You can access a line of credit, which you may not be able to do with many other forms of lending.
- Debt consolidation
- If you need to build your credit history, loans for bad credit will help you
Interest rates are likely to be higher than for standard loans. Make sure you can afford the repayments and do your research to find the best deal.
For a secured loan you are asked to put your home or some other valuable possession, such as a car, up as collateral against the money you borrow. Examples of secured loans include homeowner loans and log book loans.
- You can often borrow large sums depending on your income, credit score and existing credit commitments
- Fixed monthly payments are available
The obvious risk with secured loans is that if you default on your repayments you could lose the possession you put up as collateral. Borrowing costs can also be high.
Use your Noddle when getting a loan
Get your free credit score and report from Noddle before you apply for a loan to see what lenders see.
Make sure all of your details are correct. Mistakes could affect your chances of being approved for credit so it’s important to get them sorted before you apply.
Use the free Loans Matcher to see which loans you could be eligible for.
Monitor your loan and any other credit you have using your Noddle account. Track the effect it has on your credit score and make sure your borrowing remains manageable.